Times are hard at the moment, salaries are not going up or only a little, but living cost have exploded over the last few months with electricity prices yet to increase.

How can you save on auto insurance premiums ?

• Get quotes from multiple insurance companies
• Increase your excess (the part you will be liable for yourself if involved in accident) but make sure you can pay your excess from savings ( Tip: Start putting away the savings or part of it you are making on your auto insurance premiums)
• If your car is paid for and it is old you might consider going only for third party cover
• If you do only a certain amount of kilometers a year it might be a good option to go for an auto insurance where you pay for the distance you drive. (It might save you petrol as well, maybe you will think twice before you get in your car, or you start combining trips)