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Saving money on your auto insurance ?

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Times are hard at the moment, salaries are not going up or only a little, but living cost have exploded over the last few months with electricity prices yet to increase.

How can you save on auto insurance premiums ?

  • Get quotes from multiple insurance companies
  • Increase your excess (the part you will be liable for yourself if involved in accident) but make sure you can pay your excess from savings ( Tip: Start putting away the savings or part of it you are making on your auto insurance premiums)
  • If your car is paid for and it is old you might consider going only for third party cover
  • If you do only a certain amount of kilometers a year it might be a good option to go for an auto insurance where you pay for the distance you drive. (It might save you petrol as well, maybe you will think twice before you get in your car, or you start combining trips)

Dial Direct Simple Smart Insurance

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Auto Insurance can’t be easier as Insuring your car with Dial Direct

Dial Direct offers 4 types of car and auto insurance.

  • Comprehensive Cover
  • Third Party, Fire and Theft
  • Third Party
  • Offroad Auto Insurance

As a Dial Direct policyholder, you can also enjoy the great Dial Direct benefits:

  • Save up to 25% on your auto insurance premiums
  • Bucks Back Bonus
  • Online Policy Management
  • Emergency Assistance
  • Online claims and tracking

To get a free auto insurance quote click here to visit Dial Direct

What is Auto Insurance

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Auto insurance protects you against financial loss if you have an auto accident. It is a contract between you and the auto insurance company. You agree to pay the premium and the auto insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:

  1. Property coverage pays for damage to or theft of your car.
  2. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  3. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy should at the minumum cover third party liabililty e.g your auto insurance company will cover the cost of the third party in case of accident. Most countries require you to buy at least third party auto insurance. If you’re financing a car, your finance company may also have requirements that you fully insure your auto for retail value.